Buying a Home in the Netherlands as an Expat
We specialize in helping internationals navigate the Dutch housing and mortgage system, from abroad or right here in NL
We’ve helped dozens of expats just like you buy their first home in the Netherlands — stress-free and fully supported.
Whether you're still abroad or already settling in, we’ll help you understand the steps, the rules, and your options — clearly, and in plain English.
What We Help With
Buying a home abroad can feel overwhelming — but you don’t have to navigate it alone. We help expats understand the Dutch property system, simplify mortgage options, and coordinate everything in English. Whether you’re relocating soon or already living in the Netherlands, our services are built around your unique journey.
What Expats Ask Us Most
Buying a Home in the Netherlands: What Expats Should Know
Buying a home in a foreign country can feel like stepping into the unknown with new rules, new paperwork, and a language barrier on top of it all. That’s why we specialize in helping internationals like you make confident, informed decisions throughout the Dutch homebuying process. Below are answers to some of the most common questions we hear.
Yes, absolutely. Many banks in the Netherlands offer mortgage options for expats, including those with temporary residence permits or non-EU citizenship. The key is proving stable income and meeting lending criteria and that’s where we help. We work with expat-friendly lenders and guide you through every step, in English.
No, you don't. Many banks in the Netherlands offer mortgage options for expats, including those with temporary residence permits or non-EU citizenship. The key is proving stable income and meeting lending criteria and that’s where we help. We work with expat-friendly lenders and guide you through every step, in English.
In the Netherlands, you can generally borrow 100% of the property’s value, but you’ll need to cover buying costs out of pocket. Expect to bring about 5–6% of the purchase price for costs like notary fees, valuation, taxes, and real estate agent fees. We help you calculate these upfront, so there are no surprises.
Not at all. We speak English, and we partner with notaries, appraisers, and financial experts who do too. Every document and meeting can be handled in English — and we’re always here to explain anything that’s unclear. You won’t be lost in translation.
Yes and we’ve helped many do exactly that. Whether you're relocating soon or investing while overseas, we support everything remotely: mortgage assessment, home viewings (via video), documentation, and even notary signings through digital proxies. You don’t need to be here to get started.
Happy Expats
“As expats in the Netherlands, we were initially overwhelmed by the home-buying process— but Julian and Erwin made it so much easier. Julian guided us through the search with patience and insight, helping us find the perfect home. Erwin supported us on the financial side, clearly explaining everything and securing a great mortgage deal.
Thanks to them, what started as a daunting task became an enjoyable and exciting journey. We’re so grateful for their support and highly recommend them to anyone looking to buy a home in the Netherlands.”
“Julian and his team were extremely helpful and punctual. They helped me from the beginning to the end of the entire process. I would highly recommend their services!”
“Negotiates beyond belief, a team you want in your corner! As an expat I had no idea what to expect—without Julian and his team, I would have been horribly lost!”
