Your Expat Mortgage Partner in the Netherlands

Getting a mortgage in the Netherlands as an expat doesn’t have to be stressful. Between different lenders, paperwork in Dutch, and unfamiliar rules, the process can feel overwhelming, especially when you’re trying to settle into a new country.


That’s where we come in. Our English-speaking mortgage advisors compare banks, secure pre-approval, and guide you from first conversation to notary signing. With clear communication, transparent costs, and one dedicated team, we make buying your home in the Netherlands simple, fast, and fully understood.

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Personal Guidance

Work 1-to-1 with a real advisor — no call centres. Clear answers, fast decisions.

We're Made for Expats

English everything: documents explained in plain English, translator-ready closings, remote support.

Transparent Pricing

No hidden commissions with clear fixed fees and advice at the right price.

Our Simple 4-Step Expat Mortgage Process

1) Free Discovery Call

We map your goals, budget, visa/employment status, and timeline.

2) Pre-Approval

We assemble a lender-ready dossier and secure your borrowing power.

3) Application & Offer

We compare rates/terms, submit to the best-fit lender, and guide your offer.

4) Valuation, Notary & Keys

We coordinate valuation and notary, explain each document, and hand over keys.

Who Can Get an Expat Mortgage?

Good news: Many banks lend to internationals. Typical requirements include stable employment or verified self-employed income, valid residence status, and affordability within Dutch rules. We’ll match your profile to the right lenders (incl. foreign-income cases and 30% ruling).

Documents We Usually Need

  • Passport/ID & BSN (if available)
  • Employment contract or employer statement; recent payslips
  • Self-employed: 3 years accounts/tax returns (we’ll guide what to prepare)
  • Visa/residence permit information
  • Bank statements & savings proof

Not sure if you qualify? Book a free call and we’ll pre-check your case and give you a clear plan

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Expat Mortgage FAQs

Can I get a mortgage without speaking Dutch?

Yes. We handle English-language guidance end-to-end and prepare translator-ready closings so you understand every document.

What if my income is partly abroad or I’m new in NL?

We work with lenders that consider foreign income and Highly-Skilled Migrant contracts. We’ll pre-screen your profile and route you to the right bank.

How long does approval take?

With a complete dossier, pre-approval can be very quick. Full offers typically follow once valuation and documents are in and we help keep it moving.

Do you also help find and buy the house?

Yes! We’re a one-stop team. We plan your budget, shortlist homes (incl. video viewings), craft the winning bid, and coordinate notary & handover.

Ready to check your options?

Speak with a mortgage expert today — no obligations, just clear next steps.

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